Income Routing Engine
Your paycheck, routed
before you touch it.
Umbra Pay automatically distributes every dollar into protected vaults the moment income arrives — so your bills, savings, and goals are handled before life has a chance to interfere.
01 — Income
Paycheck amount
$
per deposit
Detected
$2,400.00
02 — Allocation
Distribution rules
Set the percentage each vault receives. Total must equal 100%.
03 — Routing
Money flow
Watch your paycheck route into protected vaults.
Paycheck
$2,400
Umbra Intelligence
Smart Summary
Configure your paycheck and vaults to receive intelligence.
Forecast
Next 4 paychecks
Knowledge
Vault library
Activity